Terms & Conditions
Last updated: January 15, 2026
1. Acceptance of terms
By accessing and using the website ulmadi.com (hereinafter, "the Site"), operated by Ulmadi S.R.L., Tax ID (CUIT) 30-71893245-6, with registered address at Av. Leandro N. Alem 928, Floor 12, Office 1205, C1001AAR, Buenos Aires City, Argentine Republic, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use the Site.
2. Service description
Ulmadi is an educational platform dedicated to promoting financial literacy among Argentine citizens. The Site offers informational content, educational articles, exchange rate reference tools, and personal financial planning resources. All content is provided exclusively for educational and informational purposes.
3. Nature of content
It is essential to understand that: We do not provide financial services. All material published on the Site constitutes educational content that does not constitute investment advice. Exchange rate and return data shown is for reference and educational purposes. The potential return mentioned is adjusted for risks and does not guarantee future results. No information on this Site should be interpreted as an offer, recommendation, or solicitation to buy, sell, or hold any financial instrument.
4. Intellectual property
All content on the Site, including but not limited to texts, graphics, logos, images, videos, design, and source code, is the property of Ulmadi S.R.L. or its licensors, and is protected by the intellectual property laws of the Argentine Republic (Law 11,723) and applicable international treaties. The reproduction, distribution, modification, or commercial use of the content without prior written authorization from Ulmadi is prohibited.
5. Acceptable use
You agree to use the Site exclusively for lawful purposes and in accordance with these Terms. It is prohibited to: use the Site in a way that could damage, disable, or overload our servers; attempt to access restricted areas of the Site without authorization; use automated systems to extract data from the Site; impersonate another person or entity; and transmit illegal or defamatory content through our forms.
6. Limitation of liability
Ulmadi provides the Site and its content "as is" and "as available." We do not guarantee that the Site will be free from errors, interruptions, or viruses. To the maximum extent permitted by Argentine law, Ulmadi shall not be liable for direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the Site or from decisions made based on the information provided therein.
7. Third-party links
The Site may contain links to third-party websites. These links are provided solely as a reference and convenience. Ulmadi does not endorse, control, or assume responsibility for the content, privacy policies, or practices of such sites. We recommend reviewing the policies of each site you visit.
8. Governing law and jurisdiction
These Terms and Conditions are governed by the laws of the Argentine Republic. For any dispute arising from the use of this Site, the parties submit to the exclusive jurisdiction of the ordinary courts of Buenos Aires City, with express waiver of any other forum or jurisdiction that may apply.
9. Modifications
Ulmadi reserves the right to modify these Terms and Conditions at any time without prior notice. Modifications will take effect upon publication on the Site. Continued use of the Site after any modification implies your acceptance of the new terms.
10. Contact
For any inquiries related to these Terms and Conditions, you may contact us at: Email: contacto@ulmadi.com — Postal address: Ulmadi S.R.L., Av. Leandro N. Alem 928, Floor 12, Office 1205, C1001AAR, Buenos Aires City, Argentine Republic.